Credit through Open Banking and Artificial Intelligence

Build the next-generation credit platform through a single API

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What we offer

We enable banks and financial institutions to provide instant lending services


We retrieve customers' data and transaction history leveraging open banking opportunities and connections with credit bureaus


We use Ai & Machine learning to predict spending patterns & analyze their cash flow to calculate customers credit score and their loans eligibility


We enable instant loans approval and we provide real time dashboards to customize rules and monitor the performances


Coming soon!

Cream is our retail mobile app for microcredit, built on top of faire APIs, created to recover liquidity, refinancing past expenses, and split them into deferral payments.

A polished UX for an innovative instant lending product: swipe to disburse a microcredit, reverting a customer’s bank settlement back to liquidity

A Cloud API designed for consumer Credit

We engineered a B2B2C instant credit platform with direct integration with the core banking technology of Bank’s partner. Our Machine Learning predictive approach outperforms a conservative risk model.

Retail Credit Score as a Service

Evaluate the credit score of your customers with our AI-powered algorithms. We designed a platform for the full execution of instant credit approval and instant credit disbursement.

Loans management system

Manage the lifecycle of the loans with our API from the customer onboarding to installments payback. Approve and disburse credits directly from your core banking system using our dedicated connectors.

Cash flow simulator

Use your customers’ financial histories to predict non performing loans; run your stress tests easily with an effective API interface.

Get in touch

Drop us your message and we'll get back to you as soon as possible.
No recruiters, no offshore teams. Seriously.

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